South African Housing Club

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Our Services

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Our services are provided to private individuals, companies, mines, lenders, domestic workers and more…

Housing Consultation

Access to Finance Options

Transactional Support

Controlling leakage
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LOW COST HOUSING SA

AFFORDABLE HOUSING OPPORTUNITIES 

Low Cost Housing SA is helping thousands of South Africans achieve their dream of homeownership through affordable and accessible housing solutions.  Through professional guidance and innovative housing initiatives, Low Cost Housing SA makes it easier for South Africans to access housing opportunities that promote long-term financial stability and community development. Whether you are a first-time buyer or seeking affordable property options, Low Cost Housing SA offers solutions designed to meet your needs.

MAKING HOMEOWNERSHIP MORE ACCESSIBLE 

One of the greatest advantages of Low Cost Housing SA is its focus on affordability and sustainability. Low Cost Housing SA helps individuals and families navigate the housing market by providing support, resources, and access to housing opportunities that suit different income levels. Through strategic partnerships and expert assistance, Low Cost Housing SA empowers South Africans to make informed decisions about their housing future. The goal of Low Cost Housing SA is to ensure that more people can enjoy the benefits of safe, secure, and affordable homeownership.

EXPERT GUIDANCE EVERY STEP OF THE WAY

Finding the right home can be challenging, but Low Cost Housing SA offers valuable support throughout the entire homeownership journey. From housing consultations and affordability assessments to financing assistance and property guidance, Low Cost Housing SA provides comprehensive services tailored to each client’s unique circumstances. By simplifying the process and offering professional advice, Low Cost Housing SA helps South Africans overcome common barriers to homeownership. With a strong commitment to community growth and economic empowerment, Low Cost Housing SA continues to create opportunities for families across the country.

WHY CHOOSE SAHC FOR LOW COST HOUSING SA?

When it comes to Low Cost Housing SA, the South African Housing Club is a trusted leader dedicated to helping South Africans achieve sustainable homeownership. SAHC offers expert advice, personalized housing support, and access to valuable financing opportunities that make owning a home more attainable. Through its commitment to excellence and customer-focused approach, SAHC has helped countless families benefit from Low Cost Housing SA initiatives. By choosing SAHC for Low Cost Housing SA, you gain a reliable partner with the knowledge, experience, and resources needed to guide you toward a successful and affordable homeownership journey.

Talk to an Expert

WHAT WE OFFER

  • Drawing a comprehensive individual Participation Agreement setting out the member’s chosen housing aspiration, estimated costs and funding plan, as well as the rules of the programme and responsibilities of the member.
  • Reviewing the sales agreement, verifying the authenticity of the seller and assessing the fairness of the sales price and identifying any blind spots that may adversely affect the member.
  • Educating the members about processes of buying a house from a secondary market or a developer and holding their hands throughout all the steps until house is acquired.
The South African Housing Club

The South African Housing Club has got turnkey solutions for members, whether the housing aspiration is to buy and build your own house, buy from an open market or to complete or renovate your existing house. Our process involves:

  • Conducting one-on-one consultation in the member’s preferred language during which the members can explore the housing opportunities available to them, considering all the options available in their environment.
  • Exploring the costs involved in each of these housing options, as well as the member’s affordability and financing options, including any benefit provided by the company.
  • Assisting members through the process of house hunting, including accompanying them for viewing.
  • Building and maintaining relationships with relevant property practitioners ((Estate Agents, Bond Originators, Property developers, Conveyancers and Financial Service Providers) to ensure successful and timeous turnaround times.
Explore Our Journey

"The household is in the best position to make decisions about their own housing and should be at the core of any housing decision" Matthew Nell, Founder SA Housing Club

South African Housing Club
Need Help?

1.

Housing Consultation

Trained Housing Advisors provide housing consultations to our members, assisting them to understand the various housing options available to them, investigate the impact of each housing option in terms of their own affordability and finding the best pathway to improved and sustained homeownership

Our housing advisors used customized tools to establish household affordability, investigate funding options (including First Home Finance (old FLISP) from Government and  any other affordable loan options and where relevant company provided support.

During the housing consultation the estimated costs of building work is also investigated and adjusted by the household to meet their estimated affordability.

The Housing Consultation will conclude with an Individual Housing Action Plan that details their pathway to homeownership. Where the service is offered to companies and mines, the relevant terms and conditions of the company or mine’s housing policy will be incorporated in the Housing Action Plan. The Housing Advisor will also ensure that the member have a full grasp of the company or mines housing policy and their responsibility within the policy.

2.

Access to Finance Options

The Housing Advisors will support and provide advice about the various lending products available. The cost implications, advantages and disadvantages will be discussed for each option. This can include the First Home Finance subsidy from the South African Government or financial support from the employer or private loan options available. The member will also be assisted with loan origination, where applicable.

3.

Support provided

We provide support for any of the following Housing transactions:

  • Buying land and building a new house.
  • Buying a house in the secondary market or from a Developer
  • Building a house on land you already own.
  • Building additions, renovation and rectifications to a house you already own.
  • Completing a previously half-built house
  • Assisting companies to sell their existing housing stock.

Our members are supported throughout their housing transaction, regardless of whether it is a purchase transaction; a building or renovation project.  We provide specific risk management services and advice at every step of the housing transaction to ensure a habitable house is achieved through the transaction within the available budget.

4.

Controlling leakage

The Housing Club can manage the housing funds on behalf of an employer to ensure that all funds are applied directly to the housing transaction and that no leakage occurs along the way. It ensures that the member keeps full control over his funds, but are limited to spend it only on an approved housing expenses in line with the agreed Housing Action Plan. Progress of all building and renovation projects are monitored through a custom designed Building Application, to ensure that service providers are only paid against achieved milestones. Technical building inspection can also be made available throughout the building process.